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borrower welfare, cooperation in microfinance, Financial inclusion, loan stacking, MFI stability, NPAs, over-indebtedness, responsible lending, sustainable growth in microfinance

The Need for Cooperation Among Competitors in Microfinance: A Case for Long-Term Sustainability

In the competitive microfinance sector, where the demand for financial services far outweighs traditional access, institutions play a critical role in offering underserved populations the chance for f...

borrower debt limits, interest rate caps, regulatory oversight, responsible lending, sustainable growth in microfinance

Strengthening Microfinance Through Regulatory Oversight: A Path to Responsible Growth

The microfinance sector plays a vital role in advancing financial inclusion by providing small loans to underserved populations. However, rapid expansion and increasingly high-interest lending practic...

over-lending, responsible lending, self-regulating organizations

Balancing Growth and Responsibility in Microfinance: How Self-Regulating Organizations Safeguard Against Over-Lending

In recent years, microfinance has been central to India’s mission of financial inclusion, reaching millions who lack access to traditional banking services. While this sector has made remarkable str...