The Need for Cooperation Among Competitors in Microfinance: A Case for Long-Term Sustainability
In the competitive microfinance sector, where the demand for financial services far outweighs traditional access, institutions play a critical role in offering underserved populations the chance for f...
Ensuring Responsible Pricing in Microfinance: A Long-term View on Sustainability
In recent news from June 2024, the Reserve Bank of India (RBI) highlighted a critical issue in the Indian microfinance sector: instances of micro lenders and non-bank financiers charging excessively h...
The Role of Account Aggregators in India's Inclusion Journey
India's financial landscape is on the brink of a major transformation with the introduction of the Account Aggregator (AA) network, a move that could potentially bring financial services within th...
India's Account Aggregator Network: A Step Towards Simplified Financial Data Sharing
The Account Aggregator (AA) system in India represents a significant step towards enhancing financial inclusion and streamlining the process of sharing financial data among institutions with the conse...
A Guide to Consumer Empowerment: The Role of RBI's Charter of Customer Rights
The Reserve Bank of India (RBI) plays a pivotal role in safeguarding consumer interests in the banking and financial services sector. The RBI's Charter of Customer Rights stands as a testament to ...