The Need for Cooperation Among Competitors in Microfinance: A Case for Long-Term Sustainability
In the competitive microfinance sector, where the demand for financial services far outweighs traditional access, institutions play a critical role in offering underserved populations the chance for f...
Strengthening Microfinance Through Regulatory Oversight: A Path to Responsible Growth
The microfinance sector plays a vital role in advancing financial inclusion by providing small loans to underserved populations. However, rapid expansion and increasingly high-interest lending practic...
RBI's Cautionary Note: The Imperative for Sustainable Growth in Microfinance
In July 2024, the Reserve Bank of India (RBI) issued a cautionary note advising microfinance lenders to slow down on loan disbursements in Bihar and Uttar Pradesh. This advisory comes in response to s...